Credit Analyst

Job Description : Credit Analyst

The Credit Analyst reports to the Group Credit Control Manager. His / her primary role involves assisting in assessing the creditworthiness of new or existing credit customers (Individuals or Corporates) to determine the likelihood that they will honor their financial obligations.

The Credit Analyst's report will be based on evaluating applicants’ past financials, credit history, earnings information, and any history of credit default, using criteria such as credit viability, customer payment history, creditworthiness, and market trends. This information helps determine the customer's financial health, risk level, and ability to repay our company.

The Credit Analyst will support his / her report with a credit score table, where ratios such as Liquidity, Solvency, Profitability, Efficiency, and Cash Flow play a significant role in determining the scoring result.

The Credit Analyst will submit reports on each credit application to the Group Credit Control Manager for a decision on whether the customer's current financial position allows them to meet their obligations.

The Credit Analyst is also responsible for reviewing the group credit portfolio and limits of existing customers and will be tasked with alerting the Group Credit Control Manager regarding potential credit risks and defaults.

Preference will be given to Bahraini candidates.

#J-18808-Ljbffr